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About BIBA

Brokers' PI Initiative

September 2010

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Commercial Combined

Towergate commercaial underwriting (TCU) has a deliberately different approach to commercial insurance. We believe in helping manage the risk that businesses face.

This gives BIBA members a strong differential in the market as you are able to offer TCU's unique risk management package – included automatically in you clients cove.

Enhanced/negotiable commission	Full access to quote systems and policy records
All business transacted online	High level of service standards
Market leading wording	Free training programs including health & safety training and business continuity planning
Statement of fact – no signature needed	Dedicated 24 hour helpline
Policy issued at time of quote – helping to meet contract certainty requirements

For major accounts we can offer:

Competitive pricing with price match of expiring terms for accounts transfers, flexible new business rating and £250 minimum premium
In house claims handling and settlement
East to place with online submission including for non standard business

Cover is available for

Offices
Retailers
Public houses and restaurants
Hotels & guest houses
Surgeries
Commercial combined

Quote and Buy facility now available. Access is available here

Click here to download a copy of the Product Profile
Click here to download an Agency Notification form
Click here to download a Commercial Combined proposal form
Click here to view the Service Standards article - Autumn 2004
Click here to download the email to members - Jan 06

Scheme: Commercial Combined
Provider: The Towergate Patnership
Contact: Nick Hopkin
Address: The Octagon, Middleborough, Colchester, Essex CO1 1TG
Tel: 0844 892 0965 Fax: 0844 892 0966
Email: nick.hopkins@towergate.co.uk

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